The Wise Mortgage Calculator™

Make sure your mortgage leaves room for living, saving and giving.

Your Wise With Money Mortgage™ is the amount we’ve calculated that you should spend on a home. While you may qualify for a bigger loan, this amount would allow you to use part of your income for other things that are important to you, such as saving for retirement and giving back to your community.


These interactive calculators are not intended to provide or replace specific professional financial advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical, are for illustrative purposes only and may differ from more in-depth analysis results. They do not represent the past performance of any specific product, nor should they be viewed as a promise of future results of any product offered by Thrivent federal Credit Union or its affiliates. We encourage you to seek personalized analysis regarding all personal finance issues.

All loans and lines of credit are subject to credit application, qualification and approval. Must qualify for membership.



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Learn the ten steps to buying a home wisely.

Now that you know your Wise Mortgage, see the steps you should follow to get from today to move-in day with confidence.

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  1. Plan Wise
  2. Buy Wise
  3. Live Wise

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Screenshot of The First-Time Homebuyer's Guide from TFCU